Tag Archives: claims

What does Covid-19 mean for your liability insurance?

Covid-19 continues to change everyday life, with new restrictions and practices coming and going on almost a daily basis. Businesses have seen dramatic changes to their working practices and have had to adapt these rapidly to an unprecedented and unexpected situation. With any dramatic change comes new challenges and unseen, unintended consequences, and the insurance […]

Insurance Claims: Late notifications & the possible affects of cover

Claims notification is part and parcel of an active insurance policy; however, does it matter when the claim is notified and does it make a difference to how the claim plays out?  Let’s take a look at a motor example and see how this operates in practice.    Early notification after an accident has occurred is […]

Directors & Officers: Navigating the landscape

My hot take: Company Director = Circus Performer. Not seriously of course, but it does involve a juggling act with various roles and responsibilities serving as flaming pins. There is a tightrope to walk. Fortunately, insurance can provide some measure of comfort and protection to anyone occupying this role, and indeed, I write on the […]

How to demonstrate that you’re better than the rest.

Insurers work your premiums out based on the information supplied by you and your insurance broker, which creates certain assumptions about the way your business operates. The danger with this approach is that the insurance company may base your premium on their experience of other similar businesses in your industry; they may have been stung […]