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Claims notification is part and parcel of an active insurance policy; however, does it matter when the claim is notified and does it make a difference to how the claim plays out? Let’s take a look at a motor example and see how this operates in practice. Early notification after an accident has occurred is […]
Do you use accident statistics to judge your health and safety performance? Accident statistics can provide a good indication that you’re on the right track. Low accident rates are good! Analysing trends over time can show where you may have problems and allows you to implement measures to correct them. However, there is a problem […]
Like many people I drive on the roads for work and leisure. What I find remarkable is the volume of vehicles on the road; every major town or city suffers from congestion at some time during the day and with this increased volume of traffic, is there any wonder that accidents happen? Indeed in 2016 […]
What could be better than an entire bus load of mates out for a night on the tiles? A group of revellers in Crewe found it to be a potential windfall of thousands of pounds when a Ford Fiesta clipped their bus whilst on a roundabout, at a speed of less than 10 mph. The […]
This is a question which seems to cause some confusion between employers and employees alike. In the recent case of Plumb v Duncan Print Group Limited the Employment Appeal Tribunal (EAT) were asked to consider just that. Mr Plumb took four years’ sick leave following an accident at work. Upon dismissal, he sought payment for […]
Businesses and individuals may be putting themselves at risk of enforcement action and prosecution by not addressing the issue of road safety. In 2008, the Health and Safety Executive changed its enforcement policy of the Health and Safety At Work Act 1974. As a result, if they investigate an accident or incident they will consider […]
Hundreds of workers in the UK food industry are likely to suffer an over-three-day accident during their working lifetime, according to the results of an annual survey on occupational injuries and ill health in the food and drink industry. The study reveals there were two deaths, 133 major injuries and 767 over-three-day injuries in the […]
Especially if you are working in an industry which uses hazardous machinery such as engineering and manufacturing companies. Let me explain. In the last few weeks the global food producer Heinz has been prosecuted and hit with a £50,000 fine and ordered to pay costs of £9,661 after pleading guilty to breaching regulation 11(1) of […]
Festive candles, fairy lights and flambéed Christmas puds are essential parts of the Christmas tradition, but they all contribute to what is the worst day of the year for fire claims, according to statistics from Aviva this month. 10 years worth (2003-12) of Aviva claims data shows that Christmas Day sees an increase in fire […]
As we gradually claw our way out of this most recent ice age one’s mind naturally drifts towards the idea of a well earned holiday. When doing this travel insurance often remains on the periphery of the mind as we lose ourselves in the where’s, who’s and what-to-do’s of planning a break. Travel insurance isn’t […]
