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With the holiday season well and truly in swing, make sure your business is prepared with a helping hand from ProAktive! 12 Lights are flickering It is compulsory that every business must carry out an Electrical Inspection (IEE) for commercial premises at least every 5 years. The inspection is an associated test to check whether […]
In recent months we here have seen a rise in thefts around vehicles, from tools in vans overnight, to valuables on the car seat, to the vehicles themselves. As the cold closes in and the nights last longer, the opportunities for thefts rise. People naturally assume that their motor policies will cover them for these […]
As the dark nights draw in and the golf clubs are stored away for winter, we are already feeling the cold and getting used to the rainy days. Many of us will remember the floods in June 2007 which caused huge problems and hard work for businesses across the region and were of course very […]
With the rise in fuel prices and the negative environmental impact associated with traditional fuels, such as petrol and diesel, electric cars are certainly a responsible choice for the environment. The UK Government has committed to reducing emissions by at least 80% of 1990 levels by 2050, under the Climate Change Act. And, according to […]
Cyber Crime is on the rise and encompasses all manner of incidents from theft of data through to denial of service attacks and even loss of money through socially engineered means. All these incidents can be very serious to a business, however which should you be most worried about and can one policy provide cover […]
Business resilience is the key issue firms are grappling with when faced with increasingly large & unpredictable business interruption & supply chain risks. How resilient is your business if the worst happens? Whether it’s a flood on the other side of the world, a fire at a supplier’s premises or a major cyber-attack, business interruption […]
There was a time when insurance premiums followed a well-trodden cycle. Premiums would decrease based on competition and then a ‘hard market’ would follow (broker speak for rapidly rising premiums: 20%, 50%, 100%, 200% – big numbers) as a result of insurance companies desperately trying to get more money into the pot. It’s a time […]
…WRONG! This could end up costing you a lot more in the long run. There are a surprising number of businesses both large and small that are drastically under-insured. Some may genuinely believe that they have insured for the correct amount at the time whilst others may have intentionally left their sums insured low […]
Most policies covering Public and Products Liabilities will have conditions applied. You may be aware of this but not necessarily understand what actions are required by you or how they will impact your business if not complied with. Here are some pointers of what to look out for when incepting, renewing or just reading your […]
Summer is here and we’re waiting for the European heatwave to hit us hard this weekend. Many of us will be going on holiday over the next few months and for some, that could mean a ‘staycation’ – taking advantage of the beauty spots we have on offer in the UK rather than going abroad. […]
