Category Archives: Insurance & Risk Management

Nostradamus and the world of insurance broking

Making predictions in this world is a particularly hazardous occupation. Nostradamus springs to mind as someone with a monopoly on predicting the future but did he, really? Nostradamus attended Avignon University but was forced to leave after just one year following an outbreak of an infectious disease. Sound familiar? Well, he didn’t see that coming. […]

Covid-19 and Employers Liability Insurance

As an employer you have a legal duty to care for the health and safety of your employees. Your employers liability policy provides protection against your legal liability to your employees, including property damage and bodily injury. Bodily injury includes illness, including illness resulting in death and this could potentially involve legal liability incurred from […]

What is your insurer’s current stance on your unoccupied premises?

As the Covid-19 situation develops and more businesses start to work from home, it is essential you are aware of the policy conditions that come into play when leaving your premises unoccupied for a number of days. Insurers are trying to help business by reducing the conditions applied and extending the number of days where […]

Have your premises become temporarily unoccupied as a result of Covid19?

If you are one of the companies who have had to temporality close as a result of the latest government advice, we understand that you will have enough on your mind already. Most insurance policies do however contain a clause regarding notification to your insurer if your premises/business becomes unoccupied. Every insurers stance is slightly […]

Attack of the drones

I have to pinch myself at times. When starting my ProAktive journey (2012 for the curious reader) the big tech topic on everyone’s lips was how a business can go ‘paperless’. Fast forward and I find myself writing about little flying robots. On a serious note, it’s incredible the pace in which technology has developed. […]

Unattended machinery

WORK WORK WORK The need to maximise output in today’s booming manufacturing industries means that machinery is more commonly left in operation when the workplace is vacated or unsupervised. From a business perspective this makes perfect sense as you can start a process going at 6pm and it will be finished when employees return at […]

2020 and beyond: A risky outlook?

The new decade has begun and more than ever the world feels very uncertain. When looking at society through a long-term lens, it’s fair to say that most of us in the United Kingdom today have lived through relatively benign times. Of course, ‘events’ have always happened, but the current period feels more uncertain than […]