Category Archives: Insurance & Risk Management

What is your insurer’s current stance on your unoccupied premises?

As the Covid-19 situation develops and more businesses start to work from home, it is essential you are aware of the policy conditions that come into play when leaving your premises unoccupied for a number of days. Insurers are trying to help business by reducing the conditions applied and extending the number of days where […]

Have your premises become temporarily unoccupied as a result of Covid19?

If you are one of the companies who have had to temporality close as a result of the latest government advice, we understand that you will have enough on your mind already. Most insurance policies do however contain a clause regarding notification to your insurer if your premises/business becomes unoccupied. Every insurers stance is slightly […]

Attack of the drones

I have to pinch myself at times. When starting my ProAktive journey (2012 for the curious reader) the big tech topic on everyone’s lips was how a business can go ‘paperless’. Fast forward and I find myself writing about little flying robots. On a serious note, it’s incredible the pace in which technology has developed. […]

Unattended machinery

WORK WORK WORK The need to maximise output in today’s booming manufacturing industries means that machinery is more commonly left in operation when the workplace is vacated or unsupervised. From a business perspective this makes perfect sense as you can start a process going at 6pm and it will be finished when employees return at […]

2020 and beyond: A risky outlook?

The new decade has begun and more than ever the world feels very uncertain. When looking at society through a long-term lens, it’s fair to say that most of us in the United Kingdom today have lived through relatively benign times. Of course, ‘events’ have always happened, but the current period feels more uncertain than […]

Professional Indemnity Insurance (PII) Run-off Cover

If you are alleged to have provided inadequate advice, design or services that subsequently causes your client to lose money, your PII covers the costs and expenses of your defence and the damages and costs awarded. A PII policy is written on a ‘claims made’ basis, which means that for the policy to be effective […]

Driving home for Christmas

Christmas delivery rush, extra loads and winter storms can make for a very challenging and difficult winter for any business operating a fleet of vehicles. Did you know…. Over 5 years there have been nearly 60 employees killed and 5,000 employees seriously injured in haulage and distribution. 23,000 employees suffered an injury that meant they […]

12 Days of Insurance

With the holiday season well and truly in swing, make sure your business is prepared with a helping hand from ProAktive! 12 Lights are flickering It is compulsory that every business must carry out an Electrical Inspection (IEE) for commercial premises at least every 5 years. The inspection is an associated test to check whether […]