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It looks as though extreme weather has now become the norm for this time of year. Recently we have seen floods caused by Storm Christoph and we are just emerging from the grip of a cold snap due to Storm Darcy’s easterly winds with temperatures in parts of the UK having fallen to around freezing. […]
As you read this blog, I’m guessing that the majority of you will be sat at home, possibly in pyjamas, perhaps contemplating the next round of home schooling, pondering the next episode of your Netflix series or just counting down the clock until you feel you can legitimately have a drink! If this had been […]
As we enter the bright new world of 2021, I have found myself fantasising about when I may be able to take my next holiday to warmer climes. It seems inconceivable that almost a year on from initial ‘lockdown’ we are all starting the New Year without the prospect of a holiday, weekend getaway or […]
What is a Green Card and why do I need one? A motor insurance Green Card is a legal document produced by motor insurers to prove that a driver has adequate insurance cover for driving in the EU or specified EEA country. The Green Card is required in addition to your certificate of motor insurance […]
The Hard Market. This is a term many of you will have heard over the last 12 months from those of us trying to provide context to increasing insurance premiums. Like many other markets, the insurance market follows a cyclical course driven by the principles of supply and demand; for a time now we’ve experienced […]
You will no doubt be aware that the UK Government has announced that from 5th November 2020 until 2nd December 2020 further restrictions will be implemented to control the spread of Coronavirus. These new controls are likely to have a significant impact on our lives for the coming weeks and we will attempt to summarise the key […]
You will be very aware that the UK Government has now implemented a three tier system in order to control the spread of Coronavirus at a time where the number of infections and hospital cases are increasing. This has undoubtably caused confusion as nothing seems to be straightforward at the moment! Happily though, the picture […]
In psychology and psychiatry, normal means average or typical, but we too easily think of it as a synonym for how everyone is supposed to think and feel. Today marks day 141 of the new ‘normal’ and we all think and feel very differently about the world than we did a few months ago. In […]
Covid-19 continues to change everyday life, with new restrictions and practices coming and going on almost a daily basis. Businesses have seen dramatic changes to their working practices and have had to adapt these rapidly to an unprecedented and unexpected situation. With any dramatic change comes new challenges and unseen, unintended consequences, and the insurance […]
When we entered the first stages of lockdown, we were advised to abandon our workplaces and if possible work from home. This resulted in the majority of commercial properties and contract sites being unoccupied with no clear indication as to when they might re-open. Insurers reacted by providing guidance on the measures necessary to protect […]
