Tag Archives: Risk

Are you putting your shift workers at risk?

We live in demanding times. Your customers are increasingly used to next day delivery or short lead times, and lets be honest – they don’t care about how you get your service to them. They just want it now! This has increasingly resulted in employers implementing shift systems to increase capacity. This is nothing new, […]

How does Cyber Insurance actually protect your business?

The regulatory and legislative requirements you need to comply with in the aftermath of a data breach can be mind boggling to even the most prepared businesses. Expert advice and guidance is therefore essential when making decisions and implementing plans to mitigate the reputational damage, law suits and regulatory investigations arising from a data breach. […]

HSE Strategy for 2017

Often, if you get a visit from the dreaded HSE Inspector, you can be left feeling that they have focused on some strange things. These might seem completely arbitrary and not a reflection of the true hazards present in your business. Actually, the Inspector’s focus is anything but strange! Each year the HSE identifies a […]

Mental Health in the Workplace

Work-related stress and anxiety are estimated to be the second biggest occupational health problem in the UK and the government has now recognised the importance of mental health with Theresa May saying that “as a society we must face up to the fact mental health problems are everyone’s problem.” This includes employers. If your employees […]

To flood or not to flood…

Insurers are in the business of “risk transfer”. Put simply, having identified a risk, such as a flood, businesses and private individuals may transfer that risk by paying a premium to an insurer.  In principle, for a risk to be insurable it must be accidental and fortuitous in nature. Events that are deliberate or inevitable […]

The impact of new HSE Sentencing Guidelines

Health and Safety is a serious matter and the consequences of getting it wrong can be devastating. Despite this, we all know some companies who have ‘gotten away with it’. That said, things might just have changed. Not only has the HSE introduced “Fee for Intervention”, (a charge of £129 per hour for intervention), but […]

Managing contractors and the risks they create.

Using contractors is so commonplace that many businesses will appoint and pay contractors with minimal thought going into the process. It’s also safe to say that the decision to hire a contractor is often based on the price of the quotation, location of the contractor and recommendations from contacts. All of these are acceptable factors […]

Solicitor’s PII Update: What’s this Insurance Act stuff all about?

The basis of disclosure in insurance contracts has basically remained unchanged for around 100 years, however on 12th August 2016 the Insurance Act 2015 will introduce changes in this area. The Act’s new regime will require all proposers to make a “fair presentation of risk” to their prospective insurers rather than the current common law […]