Tag Archives: claims

Directors & Officers: Navigating the landscape

My hot take: Company Director = Circus Performer. Not seriously of course, but it does involve a juggling act with various roles and responsibilities serving as flaming pins. There is a tightrope to walk. Fortunately, insurance can provide some measure of comfort and protection to anyone occupying this role, and indeed, I write on the […]

How to demonstrate that you’re better than the rest.

Insurers work your premiums out based on the information supplied by you and your insurance broker, which creates certain assumptions about the way your business operates. The danger with this approach is that the insurance company may base your premium on their experience of other similar businesses in your industry; they may have been stung […]

The importance of a positive health and safety culture.

An organisation’s culture can have as big an influence on safety outcomes as the safety management system. The safety culture of an organisation relates to the values, attitudes, perceptions, competencies, and patterns of behaviour that determine a company’s commitment to health and safety management. Key aspects of an effective culture:  Management commitment: If employees can […]

Slips on wet and contaminated floors

Historically, the insurance industry has taken a gloomy view of food manufacturers, mainly due to the construction of buildings. However, these issues for the most part seem to have been managed and therefore insurers are more comfortable with them. That said fire is not the only risk the industry presents for insurers and over recent […]