Tag Archives: claims

How to demonstrate that you’re better than the rest.

Insurers work your premiums out based on the information supplied by you and your insurance broker, which creates certain assumptions about the way your business operates. The danger with this approach is that the insurance company may base your premium on their experience of other similar businesses in your industry; they may have been stung […]

The importance of a positive health and safety culture.

An organisation’s culture can have as big an influence on safety outcomes as the safety management system. The safety culture of an organisation relates to the values, attitudes, perceptions, competencies, and patterns of behaviour that determine a company’s commitment to health and safety management. Key aspects of an effective culture:  Management commitment: If employees can […]

Slips on wet and contaminated floors

Historically, the insurance industry has taken a gloomy view of food manufacturers, mainly due to the construction of buildings. However, these issues for the most part seem to have been managed and therefore insurers are more comfortable with them. That said fire is not the only risk the industry presents for insurers and over recent […]

Deck the halls!

With Christmas just around the corner, employers need to consider how they will calculate holiday pay based on recent tribunal decisions. The Bear Scotland vs Fulton decision confirms that a worker must receive their ‘normal pay’ during holiday periods which, for many workers, will not just be their basic rate of pay. Previous cases also […]

Solicitors: Beware the Lender Panel Request for Policy Documents

As the dust settles on the PII renewal season it is now the time of year when many solicitors are submitting various re/applications for the Conveyancing Quality Scheme, Practicing Certificates and also Lender Panels. We will assist where-ever we can in supplying Confirmed Claims Experiences, Certificates of Qualifying Insurance and general “confirmation of cover” letters […]