Category Archives: Insurance & Risk Management

Sub-contractor or Employee? An insurance perspective

Most construction work these days is completed via the use of sub-contractors.  One reason for this is that it is not economical to have permanent staff and so workers are brought in on a temporary basis when required for a job.  It could also be specific specialism is required and so a specialist contractor would […]

Private Client: Laser drilled & filled diamonds

I recently read a comment on Linkedin from one of my connections which piqued my interest.  It was from a jewellery valuer who had been asked to re-value a pair of diamond stud earrings for insurance purposes.  On closer inspection he discovered the diamonds had been laser drilled and filled to enhance the quality without […]

Not to blow our own trumpet, but…

Did you know that ProAktive are Chartered Insurance Brokers? Did you also know that in order to gain Chartered status, ProAktive have to have a set of core values and business practices that meet with our professional bodies (the Chartered Insurance Institute) code of ethics? These are just two factors, amongst many, which we excel […]

Is your business reliant on any one customer or supplier? Read on!

It is often the case that a company may only deal with one or two customers or suppliers without realising the consequences should something catastrophic happen at their premises. The question you need to ask is “how could this affect your business?” Would your business be able to continue trading? Suppliers and customers can suffer […]

With the advent of GDPR should you be considering Cyber Insurance?

The short answer is yes! At ProAktive we consider that every business, irrespective of its size, should consider Cyber Insurance. As organisations have become more reliant on IT we have seen more & more companies buying cyber cover. On 25th May 2018 this became crucial when the General Data Protection Regulations became effective, meaning that […]

By calling cars autonomous, are we putting drivers at risk?

British Insurers and Thatcham have raised concerns that the evolution of automated driving technology could result in an increase in accidents due to drivers thinking their cars are more capable than they are. There are different levels of autonomy: Level 0 – the driver is completely in control of the car with only warning and […]