Monthly Archives: February 2017

Lock, Stock and Barrel

Your stock sum insured – you might think this is a relatively straight forward sum insured to calculate, but there are a number of items to consider that might not be immediately obvious – it is not just the value of your finished product or the cost of raw materials.   When calculating your stock […]

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The Apprenticeship Levy and the New Apprenticeship Service

Coming into effect from April 2017, the obligatory apprenticeship levy applies to all UK employers.  Businesses with an annual pay bill over £3 million, will be required to contribute 0.5% of their bill, as an additional tax through PAYE. An allowance of £15,000 against the levy is available to each employer.  To reiterate, those with […]

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How does Cyber Insurance actually protect your business?

The regulatory and legislative requirements you need to comply with in the aftermath of a data breach can be mind boggling to even the most prepared businesses. Expert advice and guidance is therefore essential when making decisions and implementing plans to mitigate the reputational damage, law suits and regulatory investigations arising from a data breach. […]

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HSE Strategy for 2017

Often, if you get a visit from the dreaded HSE Inspector, you can be left feeling that they have focused on some strange things. These might seem completely arbitrary and not a reflection of the true hazards present in your business. Actually, the Inspector’s focus is anything but strange! Each year the HSE identifies a […]

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