Monthly Archives: January 2017

Mental Health in the Workplace

Work-related stress and anxiety are estimated to be the second biggest occupational health problem in the UK and the government has now recognised the importance of mental health with Theresa May saying that “as a society we must face up to the fact mental health problems are everyone’s problem.” This includes employers. If your employees […]

How would your business survive following a large insurance loss?

We have been out and about in South Yorkshire talking to motor traders a lot recently and found that Business Interruption (BI) insurance is a common gap in cover. There seems to be a common misunderstanding of the importance of BI cover and more often than not, we are finding that so many motor traders […]

To flood or not to flood…

Insurers are in the business of “risk transfer”. Put simply, having identified a risk, such as a flood, businesses and private individuals may transfer that risk by paying a premium to an insurer.  In principle, for a risk to be insurable it must be accidental and fortuitous in nature. Events that are deliberate or inevitable […]

“Management” Liability

In the past, you may have heard us talk about Directors & Officers Liability Insurance, often referred to as D&O. D&O policies offer financial protection to directors and officers of companies against claims made against them in their personal capacity as directors or officers of a company. “Officer” is an unusual term but it refers […]