Monthly Archives: April 2013

Lower Costs By Implementing Safety Programmes

In today’s business climate, safety-related costs for manufacturers can be the difference between reporting a profit or a loss. Industry studies report that companies who focus on safety as a core business strategy come out ahead.  Safe environments also improve employee morale, which positively impacts productivity on the manufacturing line. Use these tips to understand […]

Travel Insurance: You Get What You Pay For!

As we gradually claw our way out of this most recent ice age one’s mind naturally drifts towards the idea of a well earned holiday. When doing this travel insurance often remains on the periphery of the mind as we lose ourselves in the where’s, who’s and what-to-do’s of planning a break. Travel insurance isn’t […]

FOOD & BEVERAGE: Preparing for a Product Recall

Despite recall frequency and the potential for extraordinary costs, most companies don’t adequately plan, prepare and practice for – or buy insurance to protect against – product recall events. In addition to proper insurance covers, careful planning is essential in managing the risk of a recall. There are two categories of exposure for a company […]

HSE Priorities for the construction sector

HSE inspectors have been visiting construction sites throughout the country over the past few weeks. In fact recently a third of all construction sites visited by the HSE in Wales fell short of the expected H&S Standards. Of the 224 sites across the country visited by inspectors, 69 failed health and safety checks. Inspectors handed […]

Employment Legislation Changes 2013

We all know how challenging it is to keep on top of legislation and with the government imposing changes to Employment Law in both April and October this can prove a real headache for businesses. The government had radical plans for this April with lengthy consultations taking place on a number of issues. However deadlines […]

To disclose or not to disclose, that is the question? Consequences of non-disclosure

The duty of disclosure is a very important element of an insurance contract and can affect all parties involved. The Marine Insurance Act 1906 states that a company’s insurance is only valid if it volunteers all relevant information when taking out the policy.  Essentially any detail that may cause an underwriter to consider a risk […]

When The Dog Gets Hold Of The Gramophone

The question is; if a company like HMV with over 7,000 employees and more than $1.5 billion in annual revenue can get social media so wrong then what hope do other companies have? During a very difficult time for HMV an angry employee, one of several hundred let go by the company that day, decided […]

Risks to food & beverage manufacturers: Employee Theft

During times of economic insecurity, normally honest employees may resort to theft due to the increasing financial pressure they are feeling at home. Employees may also be motivated to steal if they were given extra responsibilities after others were terminated without an increase in compensation. While they may not normally be inclined to take advantage […]