Self Build Diary

Welcome to the first of our monthly blogs where we will be following Louise as she bravely undertakes the renovation of a dilapidated farmhouse. Louise will provide us with an insight into what goes into taking on a project of this nature and the ups and downs along the way.

The property is insured by ProAktive even at this early stage as it is important to get the right cover in place the moment the property is purchased, despite not much work being undertaken other than site clearance. With the level of work required normal buildings insurance would not be appropriate and a self build policy is needed. For more information or a quotation click on the following link http://selfbuildonline.co.uk/

How did you find the property and how did you come to buy it? Our dog decided to explore the stables, which we pass during a walk by the usual route from our house round the ponds.  We got talking to the owner of the stables about the barn they had converted and noticed a derelict farmhouse. We asked who owned it and they told us that it was for sale and we arranged to meet with the owner the next day.  We agreed a price there and then, the deal was done!

So basically you went for a walk one day and came back with a new house? Yes that’s right.

Do you know anything about the history of the property? We’ve done a bit of research on the property and found that in 1891 it was occupied by two families one with 13 children and the other with 6!  Thought we had a lot of kids with 4!

So what was the next step? Contracts were exchanged sometime in September and our house was put on the market.

We met on site with the architect and gave him a rough idea of what we would like to do with the property, and asked him to draw up some plans. We also arranged for the structural surveyor and structural engineer to visit site and provide reports.

We have received the surveyors report which said everything was ok however the engineer requested test holes be dug at the front of the property to expose the footing. We met with the engineer on site to inspect this where he advised that the house is built on sand stone which would usually be ok, however, part of the front also sits over a well, therefore the engineer suggested underpinning.

The architect has drawn us some plans and after a bit of tweaking we are happy. We also discussed plans for the stables (Howard thinks that I’m more concerned with pressing on with these than the house!…….. no idea what he is talking about!) 

The architect is now arranging a meeting with the conservation officer and planner from the local council, hopefully that will be in place for next week. We need to discuss our plans with them and get their consent.

Have you started any work yet?  Luckily for us, Howard (the husband!) is in the construction industry so he has a really good idea of what needs doing. He spent a few weekends clearing the site with the excavator as it had become overgrown with brambles, hedgerow and rubbish over the years and we need to be able to see exactly what we are working with. It kept the kids busy for many weekends clearing the property of general rubbish, old settees, carpets curtains, millions of newspapers, not forgetting the dead things (bird’s, rats, etc)!. To date we have removed 30 tons of rubbish.

Are you looking forward to it? It’s all really exciting , can’t wait to get up there full time, we now desperately need to sell our house, so that we can get with on this one! We’ve got a caravan lined up to live in!

You can see additional photos of Louise’s property by liking our facebook page and clicking on the following link http://www.facebook.com/pages/ProAktive/224905730909666

Share

ProAktive Raise Money For Local Hospital

In September hardy ProAktive souls braved the Derbyshire moors and the inclement weather all in aid of charity, the Premature Baby Unit at Sheffield Jessops Hospital to be precise.

Some cycled, some walked and some carried buckets to raise as much money as possible for a fantastic cause. The event went without a hitch and a well earned picnic was the reward.

All in, £2000 was raised and the cheque handed over to a gathering of NHS dignitaries on the 19th December 2011 with the event covered by The Sheffield Star newspaper. To say that the hospital was pleased would be an understatement and in fact they’ve requested to work with us on future fundraising efforts.

The icing on the cake was handing over the toys that staff donated to the Childrens Hospital. Sheffield office kindly donated their lottery winnings for the year and this meant that we were able to hand over 4 large sacks of gifts, very gratefully received.

Well done to everyone who took part and all those who donated

Share

IOSH Managing Safely

Equip your supervisors with day to day safety management knowledge!

Out of the plethora of health and safety courses out there what makes this one stand out from the crowd?

Well to start with it equips your supervisors (who are at the sharp end of the business) with the key skills to identify hazards and take action to prevent accidents occurring.  It also gives them the confidence to know when to act and when to refer up the management chain.  The IOSH Managing Safely course is a nationally recognised qualification and has been taken by thousands of employees over many years.  It is widely acknowledged to be an excellent grounding in the world of safety management.

The course is split into eight modules and is usually delivered one day a week over four weeks.  It provides each attendee with the knowledge and skills to monitor health and safety in the workplace and to carry out risk assessments and accident investigations.  The cost of the course is £445 + VAT, but if you book to attend our January 2012 course the cost is only £395 + VAT providing excellent value for money….and we even provide a buffet lunch on each day of the course!!

The course is presented by experienced Chartered Health and Safety practitioners who know their stuff.  We promise not to unleash death by Powerpoint but to make the course informative and relevant.  With an impressive course pass rate and excellent feedback give us a call to book your places.

To book a place or for more information please call:

Ann Granter

(01302) 341344

Or click on the following link – IOSH Managing Safely

Share

ProAktive Selfbuild Winter Advice

Most people would agree that we haven’t had much of a summer.  Now that we are approaching the shortest day and the dark nights draw in, what’s the weather got in store for us this winter?  More heavy rain?  Gales?  Snow and ice?

November/December 2010 and February/March of this year produced record low temperatures and depths of snow across Britain which affected not just rural but urban areas as well.   Even our offices in Doncaster and Sheffield were affected.   Weight of snow and freezing temperatures became big issues for our customers.  This caused guttering, walls and gable ends to come down as well as pipes and under-floor heating becoming frozen.  The after effects are that frozen pipes start to thaw out, crack and can cause a great deal of damage particularly if they are above ground floor level and aren’t found for a few days.  Rest assured these weight of snow and frozen pipe circumstances are covered within our site insurance and we provide a 24 hour claims service to report any incidents outside of our working hours.

The onset of dark nights unfortunately can leave building sites susceptible to theft.  Items such as plant/tools, copper and lead are particularly popular due to the ease with which they are stolen and their high resale value.  While theft is covered both in the open and once materials are fitted to the property, there are small things that can be done to limit the chances of a claim.  Wherever possible items must be kept away from site.  Should the property have a garage then this can be used to store materials and plant.  To be even more secure the garage can then be fitted with an alarm making theft as difficult as possible for any opportunist thieves.   Clearly it’s not always possible to have storage space and so one way around this is to hire a storage unit.  This would be covered under our policy to up to £30,000 with in the owned/ hired plant cover we provide.  Anything that can be done to reduce the chances of a theft is worth the time and effort; after all, losing a vital item of plant or a specially ordered fitting can delay moving into your dream home.

We understand long delays can occur in the winter, in particular due to poor weather, which can result in the build not being finished on time.  Should this occur we are able to discuss extensions to a policy and help to take away the worry that your unfinished property won’t be left uninsured. 

Should you have any queries with regard to cover or need to extend a policy please don’t hesitate to contact the ProAktive SelfBuild team on 01302 346 831.

Share

The Hairy Brokers take on Movember!

It’s Movember, the month formerly known as November, now dedicated to growing moustaches and raising awareness and funds for men’s health; specifically prostate and testicular cancer. A few of the ProAktive employees have donated their top lips to the cause for the past 30 days in an effort to help change the face of men’s health. Their Mo’s have sparked conversations, and no doubt have generated plenty of ridicule; all in the name of raising vital awareness and funds for cancers affecting men.

The Hairy Brokers have taken up the cause because:
* 1 in 9 men will be diagnosed with prostate cancer in their lifetime
* This year 37,000 new cases of the disease will be diagnosed
* 1 in 2 men will be diagnosed with cancer in their lifetime

We are asking you to support the Movember campaign by making a donation online at: http://mobro.co/ProAktive

If you’d like to find out more about the type of work you’d be helping to fund by supporting Movember, take a look at the Programmes We Fund section on the Movember website: http://uk.movember.com/about

Thank you in advance for supporting the Hairy Brokers efforts to change the face of men’s health.

Share

Löfstedt review spells change for health and safety legislation

The Government has announced an immediate consultation on the abolition, consolidation and further review of large numbers of health and safety regulations and aims to remove the first rules from the statute books within a few months.  The announcement follows the publication yesterday (28 November) of Professor Ragnar Löfstedt’s review of health and safety legislation and the Government’s response.

The review is named after Professor Ragnar E Lofstedt, who is the director of the Centre for Risk Management at King’s College London.  In general, Prof Löfstedt found that the problem lies less with the regulations themselves and more with the way they are interpreted and applied. Nevertheless, noting that the sheer mass of laws is a key concern for businesses, the report recommends that the HSE undertakes and completes a programme to consolidate sector-specific regulations by April 2015.

The next step in the process to cutting the number of health and safety rules, which currently stands at 200, by about half, is to carry out a consultation headed by the Health and Safety Executive.

Professor Lofstedt’s recommendations mean that in future employers who have done all they can to minimise risks to employees will not be held accountable when something goes wrong.

Ken Stevens, Risk Manager at ProAktive has welcomed the review.  “This confirms our long held view that sensible and proportionate health and safety management and advice, will ensure that businesses keep their employees safe, comply with the law and minimise compensation claims”.

Share

ProAktive makes FA Cup debut

The oldest domestic football cup competition in the world met with the newest name in risk consultancy when the Sheffield office launched the new ProAktive brand at Bramall Lane when Sheffield United took on the might of Oxford United in the first round of the FA Cup. Sheffield United had been very good to us in recent weeks by providing us with some tickets for the derby game and in the spirit of reciprocation we agreed to sponsor the cup match which coincided with our rebranding.

The day started with a champagne reception in the legends bar. The stylised suite was a mecca for the blades fans amongst us as it was a walk through the history of Sheffield United. The commercial staff were very attentive and kept our glasses topped up. Incredibly this suite also contained a table football game and this inevitably lead to a testosterone fuelled competition – the winners will remain nameless!

Next we had a tour of the dressing room and our host, John Garrett proved to be Mr Sheffield United by seemingly knowing every possible fact. We were then sent out onto the pitch for the official photos and a chance to soak up the atmosphere . We then retired to the platinum suite for the pre match meal and the complimentary bar!! By two o’clock our risk management plans were out of the window but we knew we were in for a fun day.

By 5pm we were back in the bar, the blades had won, which received a mixed reception as the blue and white half of Sheffield were well represented in our party, we’d chosen the man of the match and one of our group had correctly guessed the time of the first goal and won a signed ball to go with our signed shirt! We then retired to the Copthorne Hotel for more drinks and at this point my memory becomes a little hazy which might be a good thing.

Our thanks go to the commercial team at Bramall Lane who were superb on the day …next stop Hillsborough!

Share

Atkinson Smith become Proaktive

We’ve taken the brave decision to bring everything under one name

So why ProAktive?

Well we started with the dictionary definition of ‘proactive’; Taking action by causing change and not only reacting to change when it happens.

We like that

Then we have tinkered with the name – ProAktive – partly to make it stand out but mainly as a reminder of our roots in Atkinson Smith.

And those roots are important to us.

For over 30 years our aim has been to provide the highest quality, professional insurance broking and financial planning service to the business sector. By employing the best staff in the business we have always been able to deliver the quality. This has allowed us to grow to become one of the largest and most successful independent businesses in our sector. The challenge has been how to deliver more for our clients so to differentiate ourselves further.

In 2003 that route to differentiation began.

We identified a need in many of our clients for true hands on assistance with Health and Safety. We recognised that by satisfying that need we could also improve the risk and reduce premiums.

And so ProAktive Risk Management was born.

From that point on the evolution has been dramatic with the addition of Fleet Management, Business Continuity Planning, and Employment and HR services.

And to cement it all together we can offer our unique IT system which brings a myriad of benefits to our clients.

Now we are truly different;

We care about our clients;

We make the effort to understand what matters to them;

We help to create positive development where needed;

We use that change to bring the rewards they deserve;

We have fun doing it:

So we have our own definition of PROAKTIVE;

To CARE enough to want to UNDERSTAND each other so as to create positive DEVELOPMENT in the knowledge that if it is done well everyone will be REWARDED accordingly

And to have FUN doing it

Please click on the below link to read our news letter

Proaktive_newsletter_LRG

Share